Terms of Use

Last Revision Date: January 16, 2026

Welcome to the Mintz Group web site (“Web Site”), which is administered by Mintz Group, LLC, a Limited Liability Company incorporated in Delaware, USA and associated offices of Mintz Group practicing under the Mintz Group name in other jurisdictions, together referred to as “MG” or “we”.

MG provides and makes available this Web Site, subject to this Terms of Use Agreement (“Agreement” or “TOU”). This Agreement explains a contractual agreement between you (“user,” “you,” “your”) and MG regarding your use of this Web Site. By using or accessing the Web Site, you agree to this Agreement, as amended from time to time, and agree to be bound by MG's Privacy Policy, which can be found at https://mintzgroup.com/website-data-protection-policy-and-privacy-notice, which is hereby incorporated into this Agreement. MG may update and amend this Agreement from time to time as MG deems necessary, in its sole discretion.

This Agreement contains provisions that limit our liability to you and require you to resolve disputes in an exclusive forum. This Agreement contains important requirements, restrictions, conditions and other provisions that affect your rights. We encourage you to read them carefully.

DO NOT USE THIS WEB SITE IF YOU DO NOT AGREE WITH THESE TERMS.

MG reserves the right, in its sole discretion, to modify, alter or otherwise update this Agreement, or to change or delete, temporarily or permanently, any features of this Web Site, at any time, with or without prior notice to you. Such modifications, alterations and updates of this Agreement shall be effective immediately upon posting upon the Web Site. You agree to be bound by such modified, altered and updated terms if you access or use this Web Site after MG has posted notice of such modifications, alterations or updates. IF YOU DO NOT AGREE WITH ANY OF THE MODIFIED, ALTERED OR UPDATED TERMS, THEN YOU SHOULD NOT USE THIS WEB SITE AFTER SUCH MODIFICATIONS, ALTERATIONS OR UPDATES HAVE BEEN POSTED.

Third Party Content

This Web Site may permit you to link to other web sites that may or may not be affiliated with this Web Site and/or with MG. These other linked web sites, including the web sites of MG's affiliated companies, as well as the web sites of MG's third party service providers, or partners, (collectively the “Third Parties”), may have different terms of use that are not the same as in this Agreement. Your access to and use of such linked web sites through links provided on this Web Site are not governed by this Agreement, but instead are governed by the terms of use and policies of those web sites. You acknowledge that MG has not reviewed the content, advertising, products, services or other materials that appear on such third-party websites or services, and is not responsible for the legality, accuracy or appropriateness of any such content, and shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such third-party websites or services.

Privacy

Personal Information about you, as defined in MG's Privacy Policy that you may submit or provide to MG through this Web Site is subject to MG's Privacy Policy, which can be found at https://mintzgroup.com/website-data-protection-policy-and-privacy-notice and is incorporated into this Agreement. In addition, by using this Web Site you expressly consent to MG collecting Personal Information and other information about you, as more fully provided in MG's Privacy Policy.

Use of This Web Site and Intellectual Property Rights

To use the Web Site, you must (i) be at least eighteen (18) years of age or have prior consent of a parent or guardian and (ii) have not previously been suspended or removed from the Web Site.

MG controls and (either itself and/or through its third-party hosts) operates this Web Site. All content on this Web Site, including, but not limited to, text, images, illustrations, graphics, logos, digital downloads, data, software, headers, icons, scripts, audio clips and video clips, is the property of MG or its Third Parties, and is protected by copyrights, trademarks, service marks and/or other intellectual property rights (which are governed by and subject to United States and international intellectual property laws and treaty provisions, privacy and publicity laws and communication regulations and statutes). The content is owned and controlled by MG, its affiliated or related entities or the Third Parties that have licensed or otherwise made available their content or the right to market their products and/or services to MG.

You may not use any registered or unregistered trademarks, service marks, copyrighted materials or other proprietary information or intellectual property appearing on this Web Site, including, but not limited to, any logos, images or characters, meta tags or similar code or hidden text or elements containing such information or property, without the express written consent of the owner of the mark or copyright. You may not frame any trademarks, service marks, copyrights, logos, images, text or other proprietary information or intellectual property of MG, or otherwise incorporate into another web site any of the content or other materials on this Web Site, without MG's express prior written consent. You may not deep link to any page or portion of this Web Site without MG's prior written consent. You acknowledge and agree that you relinquish all ownership rights in any content, ideas or suggestions that you submit to MG through the Web Site.

Violation of trademark and copyright laws ("Infringement") may result in significant civil liability or criminal penalties under United States and/or international copyright and trademark laws. You recognize that any reproduction or use of content, copyrights, trademarks, service marks or other intellectual property on this Web Site, except as authorized by this Agreement, is considered intentional Infringement.

Account Registration

To access some features of the Web Site, you may be required to register for an account. When you register for an account, we may ask you to give us certain identifying information about yourself, including but not limited to your email address and other contact information, and to create a user name and password (“Registration Information”). When registering for and maintaining an account, you agree to provide true, accurate, current and complete information about yourself. You also agree not to impersonate anyone, misrepresent any affiliation with anyone else, use false information or otherwise conceal your identity from MG for any purpose. You are solely responsible for maintaining the confidentiality and security of your password and other Registration Information. For your protection and the protection of other users, we ask you not to share your Registration Information with anyone else. If you do share this information with anyone, we will consider their activities to have been authorized by you. If you have reason to believe that your account is no longer secure, you must immediately notify us at dataprotectionteam@mintzgroup.com. You may terminate your account at any time by contacting us at dataprotectionteam@mintzgroup.com. After your account is terminated, information and content previously provided by you will no longer be accessible through your account, but MG may continue to store such information and content, and it may also be stored by third parties to whom it has been transferred through your use of the Web Site.

User’s Responsibilities

You warrant and represent to MG that you will not use this Web Site for any purpose that is unlawful, illegal or prohibited by this Agreement, including, without limitation, the sending, posting, transmitting, displaying, distributing or knowingly receiving of or searching for any threatening, harassing, libelous, defamatory, obscene, scandalous, inflammatory, sexually oriented, pornographic or profane material, content or images or other images, content or messages that might be considered lewd, lascivious, excessively violent or otherwise offensive. You agree that any information that you provide will be true, accurate, current and complete. We will fully cooperate with any law enforcement authorities or a court order requiring us to disclose the identity or other details of any person posting materials to our websites in breach of this section.

If you violate any of these responsibilities or any provision of this Agreement, your permission to use this Web Site immediately terminates without the necessity of any notice by us to you. MG, at its sole discretion, retains the right to suspend or terminate your access and activity relating to, and to refuse any and all current or future use of, this Web Site, with or without notice to you, for any reason.

Prohibited Activities

You are specifically prohibited from any use of this Web Site, and you agree not to use or permit others to use this Web Site, without limitation, for any of the following:

1. violate or encourage others to violate the rights of third parties, including intellectual property rights;
2. perform any fraudulent activity, including impersonating any person or entity, claiming false affiliations, accessing the accounts of other users without permission or falsifying your identity or any information about you, including age or date of birth;
3. take any action that imposes an unreasonable or disproportionately large load on, or waste of valuable time for, the Web Site's infrastructure or resources, including, but not limited to, sending or promoting the distribution of "spam," "junk mail," chain letters or other such unsolicited or unlawful mass e-mailing techniques;
4. disclose to, or share with, any unauthorized third parties the ID's, assigned confirmation numbers and/or passwords, or use the ID's, assigned confirmation numbers and/or passwords for any unauthorized purpose, or otherwise allow or facilitate others to gain access to MG's information technology systems, environments, networks, files, data or accounts through the use of the ID's, assigned confirmation numbers and/or passwords;
5. access or attempt to access MG's information technology systems, environments, networks, files, data or accounts to which express authorization has not been obtained (including access to data not intended for You), or log into a server or account that you are not authorized to access;
6. attempt to decipher, decompile, disassemble, modify, remove or reverse engineer any of the software or HTML code comprising or in any way making up a part of this Web Site;
7. interfere with, disrupt, disable or damage (or attempt to interfere with, disrupt, disable or damage), in an unauthorized manner, the use or operation of this Web Site or MG's, its affiliated or related entities' or the Third Party's systems, equipment or applications, or service to any user, host or network, including by use of any programs, scripts, commands, viruses, worms, web bugs, harmful code, Trojan horses, other contaminants or otherwise. This includes "denial of service" attacks, "flooding" of networks, deliberate attempts to overload a service or to burden excessively a service's resources, attempts to "crash" a host and/or modifying or rerouting any content or services provided at this Web Site;
8. making unsolicited offers or advertisements to other users, or attempting to collect personal information about users or third parties without their consent;
9. attempt to circumvent or subvert system or network security (i.e., authentication) mechanisms, or probe the security of any system, network or account associated or used in conjunction with this Web Site;
10. upload, post, e-mail or otherwise transmit any information, content or proprietary rights that you do not have a right to transmit under this Agreement, any law or other contractual or fiduciary relationships;
11. use any robot, spider, intelligent agent, meta-searching, other automatic device or manual process to search, monitor, access or copy MG's Web Site pages, information or content for any purpose without our express written permission; or
12. sell or otherwise transfer the access granted herein.

NO WARRANTIES

ALL CONTENT, PRODUCTS AND SERVICES ON THIS WEB SITE, UNLESS OTHERWISE EXPRESSLY STATED IN WRITING BY MG, ARE PROVIDED "AS IS" AND

WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. OTHER THAN THOSE WARRANTIES WHICH, UNDER THE U.S. LAWS APPLICABLE TO THESE TERMS, ARE IMPLIED BY LAW AND ARE INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION, MG DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

NEITHER MG, ITS AFFILIATED OR RELATED ENTITIES, NOR THE THIRD PARTIES, NOR ANY PERSON INVOLVED IN THE CREATION, PRODUCTION, HOSTING AND/OR DISTRIBUTION OF THIS WEB SITE, WARRANT THAT THE FUNCTIONS, FEATURES OR SERVICES CONTAINED IN THIS WEB SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVER THAT MAKES THE CONTENT AVAILABLE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE CONTENT THAT YOU ACCESS ON THIS WEB SITE IS PROVIDED SOLELY FOR YOUR CONVENIENCE AND INFORMATION. MG DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS WEB SITE, OR AS TO THE RELIABILITY, ACCURACY OR CURRENCY OF ANY CONTENT, SERVICE AND/OR MERCHANDISE PROVIDED OR ACQUIRED PURSUANT TO YOUR USE OF THIS WEB SITE.

YOUR USE OF THIS WEB SITE IS AT YOUR OWN RISK. YOU (AND NOT MG) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING (INCLUDING, WITHOUT LIMITATION, YOUR INTERNET CONNECTION) AND REPAIR OR CORRECTION OF YOUR COMPUTER, NETWORK AND/OR SYSTEM.

LIMITATION OF LIABILITY

IN NO EVENT SHALL MG, ITS AFFILIATED OR RELATED ENTITIES OR THIRD PARTIES, NOR ANY OF ITS OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS, OR ANY PERSON OR ENTITY INVOLVED IN THE CREATION, PRODUCTION, DISTRIBUTION AND HOSTING OF THIS WEB SITE, BE LIABLE FOR ANY DIRECT, ACTUAL, INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES, OF ANY KIND, WHETHER ARISING UNDER CONTRACT, WARRANTY OR TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY, REGARDLESS OF WHETHER MG (OR ITS AFFILIATED OR RELATED ENTITIES OR PROVIDERS) KNEW OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES, INCLUDING, WITHOUT LIMITATION, FROM THE USE OR ATTEMPTED USE OF THIS WEB SITE OR ANY OTHER LINKED SITE.

Governing Law and Jurisdiction

By accessing this Web Site, you agree that this Agreement and your use of the Web Site shall be governed in all respect by the laws of the State of New York, without regard to any conflict of laws provisions, and shall not be governed by the United Nations Convention on the

International Sale of Goods. You further agree to submit to the exclusive jurisdiction and venue in the state and federal courts located in the State of New York for all disputes, cases and controversies regarding this Web Site, your use of this Web Site and any matter arising out of or related to this Agreement.

Indemnification

MG reserves the right to report any wrongdoing, if and when it becomes aware of it, to any applicable government or law enforcement agencies. You agree to indemnify, defend and hold MG, its and their officers, directors, employees, affiliated or related entities, Third Parties, agents, licensors and suppliers, harmless from and against any and all claims, demands, actions, costs, liabilities, losses and damages of any kind (including attorneys' fees) arising out of, resulting from or in any way connected to (i) your access to, use of or alleged use of this Web Site, (ii) your breach of any provision of this Agreement or violation of any applicable law or regulation and/or any negligent acts, omissions or intentional wrongdoing by you relating to or arising from your use of this Web Site, (iii) your violation of any third party right, including without limitation any intellectual property right, publicity, confidentiality, property or privacy right or (iv) any disputes or issues between you and any third party.

General Provisions

MG's failure to require performance of any provision or act with respect to a breach by you or others does not waive MG’s right to require performance at any time thereafter or act with respect to subsequent or similar breaches. If any provision of this Agreement is held to be invalid or unenforceable, such provision will be struck and the remaining provisions enforced. Headings are for reference purposes only and shall not have any impact on the interpretation of particular provisions. You and MG are dealing at arms’ length, creating a commercial relationship. MG is not your agent, representative or fiduciary. The provisions and conditions of this Agreement, and each obligation referenced herein, represent the entire Agreement between MG (including the Third Parties), its affiliated or related entities, and you, and supersede any prior agreements or understandings not incorporated herein. In the event that any inconsistencies exist between this Agreement and any future published terms of use or understanding, the last published Agreement shall prevail. Except as expressly permitted above, this Agreement may only be amended by a written agreement signed by authorized representatives of the parties.

Our Web Site is intended for individuals located in the United States.1 You agree to strictly comply with all such laws and regulations and acknowledge that you have the responsibility to obtain authorization to export, re-export or import of any data on our websites, as may be required. We make no representations that the Web Site is appropriate or may be used or available outside the United States. If you access the Web Site from outside the United States, you do so at your own risk and are responsible for compliance with the laws of the jurisdiction from which you access the Web Site.

1 DELETE IF BROADER USE INTENDED.